LANPHIER LAW FIRM UNDER INVESTIGATION BY CALIFORNIA STATE BAR, FEDERAL AUTHORITIES

The State Bar of California, while performing its due diligence during an investigation of Attorney Steele Lanphier, failed to uncover extremely pertinent information that should be a matter of public record.

A dozen years ago, Lanphier was experiencing financial difficulties when he was approached by Luis Vargas, a convicted drug dealer that served time in Federal prison. Vargas claims to be related to nefarious members of a Mexican Mafia-led drug cartel. He has been heard stating that he has millions of dollars readily available and is known for routinely lying to anyone for any reason to elicit even more money. Vargas is a self-proclaimed -gangster-; he recruited Lanphier by advancing him a large sum of money to pay off his personal debts as well as additional funds to allow him to promote and advertise his law firm. Vargas insisted that his girlfriend, Norma Guzman, handle all monetary transactions and perform legal duties within Lanphier’s firm. Vargas directs Ms. Guzman to falsify amounts on their 2016 statement to avoid detection by Lanphier. Ultimately, Vargas gained complete authority of all business aspects of the firm and makes all the decisions while Lanphier makes none; even though he had entered into an equitable financial fee-split arrangement with Lanphier, Vargas insisted on pilfering even more money from the firm. Vargas has brazenly stated -I am the the (expletive) owner, I am (expletive) Lanphier.- In partnership with some non-attorney -associates-, including David Silva and Caesar (last name unknown), Vargas has managed to gain complete control and administration of Lanphier’s firm. As of this writing, Lanphier Law Firm is under investigation by both Federal Authorities and the California State bar for misappropriation of trust fund monies.

Vargas is both a user and supplier of illegal steroids, methamphetamine and other narcotics. He routinely threatens and intimidates anyone who questions or fails to follow his orders. Lanphier is in fear of unpredictable retribution from Vargas as he believes him to be not only capable, but more than willing, to carry out his threats of physical harm. Luis Vargas has several aliases, including, but not limited to, Joseph Guzman and Joseph Lopez. Together with his girlfriend, Norma Guzman, they own several trust accounts, solely for the purpose of veiling their funds from Electronic Data Discovery and the Internal Revenue Service. Vargas and others are routinely paid in cash to avoid detection by the State Bar and the IRS. It is entirely unfortunate that Steele Lanphier chose NOT to testify truthfully at State Bar Proceedings, ultimately giving his consent to this criminal enterprise that is an obvious formidable threat to the general public.

Facts On Investment Property Mortgage You NEED To Know

When buying an investment property you are likely looking to deposit as little down as possible to advance maximum control.

Be aware that if your property value falls you may possibly have a mortgage amount that is more than the price of your property. You really want to work with a guide or coach who can offer a number of experiences and guidance.

If you pick to use a 20% down payment for investment property mortgages the world is your oyster. Most financial institutions will bend over backwards to get your business.

You are considered very low threat to default on the mortgage.

You’ll still need a good credit score and the wages needed to qualify for the mortgage, but overall, you are in good shape to shop for a mortgage anywhere you please.

You should be able to acquire the most desirable interest rates available, whether you pick to go with a fixed rate or a wavering rate.

You should also be able to negotiate an ‘open mortgage’ which means that there is no mortgage penalty (often 3 months worth of interest) if you sell the house and pay off the mortgage early.

If you aren’t able to negotiate an open mortgage then ask if your mortgage is “portable”. If it is you may be able to move this mortgage into a new investment property with no penalty or condensed penalties.

And you should be able to elude having to purchase mortgage insurance all together.

All bank and/or credit union differs on this point but with approximately minimal effort and negotiation you must be able to avoid investment property mortgage insurance.

These are the details that an veteran mortgage adviser can help you with.

Know this…Investment property mortgages are constantly changing and there are new mortgages for investment properties coming accessible almost monthly!

So again, an veteran mortgage broker is likely your best answer.

For investors, lengthy amortization periods on investment property mortgages are advantageous because of two reasons: 1.The interest paid on these mortgages are tax deductible. 2.The lower monthly payment can reduce your monthly carrying costs very nicely.

Out of everything discussed around investment property mortgages, amortization periods get the most animated response from public.

There are details, fine print and exceptions to almost everything.

Things like mortgage penalties, mortgage insurance rates and mortgage stipulations need to be addressed.

So you will need to do your research and make sure the investment property mortgages you use are exact for you.

Ask questions, don’t be scared.

If what the bank or mortgage adviser is offering you is confusing, get clarification.

To meet experts in investment property mortgage who are limitedly available, go to SixFigureSyndication.com

TANNAN’S BANKING LAW AND PRACTICE IN INDIA

TANNAN’S BANKING LAW AND PRACTICE IN INDIA- is a classic legal Treatise and most comprehensive, authentic, authoritative, widely acclaimed,appreciated, recognised and recommended masterwork on the Banking Law and Practice in India since decades, to be precise since 84 years of thefirst edition of this most prestigious book in 1926.

TANNAN’S BANKING is undoubtedly one of the best in the Banking Law field. Every edition of this book has sold like proverbial hot cakes, pointingclearly to its scholastic wealth on the subject, its deft handling by the authors its usefulness, utility and eventually the popularity of the book in the field.

TANNAN’S BANKING in its every edition is eagerly awaited and widely welcomed by the people in the Banking Law field. Present edition is nowreleased with the pride and glory of the previous editions. It is a unique and authentic publication of its kind, authored by a renowned personality, having tremendous knowledge and authority over the subject. New edition is completely revised and updated. The present Revised and Enlarged edition contains 76 Chapters covering entire spectrum of Banking Law and Practice. It contains most upto-date Statute Laws, Case Laws and RBI Master Circulars, Guidelines and Directions and other related matters annotated under appropriate discussions.

TANNAN’S BANKING has always been prescribed and recommended by Indian Institute of Banking and Finance (IIBF), Promotion Tests, Internal andother Exams and is cited and quoted by Hon’ble Supreme Court, High Courts and Tribunals in various judgments.

This most authoritative Treatise is an indispensable guide and reference work for the Banks and Financial Institutions (FIs), Legal Officers, BankingExperts, Branch Managers, Bankers for Promotion Tests, Internal exams, exams conducted by the Indian Institute of Banking and Finance (IIBS), other Universities and Management Institutes, Staff Training Colleges, Law Colleges, Commerce Colleges, Professors of Banking, Academicians, Chartered Accountants, Practitioners, Advocates, Lawyers, Hon’ble Courts, Judges, Bench and the Bar.

How To Start Your Own Cargo Service Company

Private, air cargo service companies are in high demand these days, owing to the fact that timeliness has gradually become a very important factor in business. The result is that most leading organizations prefer to hire local and private cargo airlines instead of using the regular national or international air cargo, since they can exercise more control. This is a great time to set up your own air cargo company because the market is conducive and therefore you have a good chance to succeed, regardless of whether you would like to operate on a high or a low scale.

When you are in this business, everything depends upon placement because the large freight shipping companies do not fly to every single destination. Different companies in different fields of study require regular air transportation; these companies include mining companies, geological companies, archeological companies, and many others. Be aggressive in your strategies for marketing and offer terms they cannot refuse, giving yourself a long term lease while maintaining a reasonable profit.

This is an excellent time to start your own air cargo business, as the demand for cargo service companies is rising rapidly. This could be music to the ears of those who have worked in or have retired from the flying services sector. Since the market condition for air cargo services is highly favorable, you could start a business on a very small scale, even with just one or two bi-planes, and grow from there through the profits thus accrued. To establish your company quickly, market and advertise yourself as a cargo agent very assertively.

Starting a cargo service business is not too hard if you love planes, are able to operate from a good location, and have a good marketing strategy. This is in fact one of the most lucrative businesses available today because more and more companies and people value optimal use of time above all other things. While there are plenty of commercial air cargo companies, small private cargo airlines are high in demand because of their flexibility and easy access to many remote destinations. Besides, you can always open a flying club to cover those low tide periods to ensure that you rake in profits year round.

The Medical Insurance Phenomenon

If you are driven with the notion that you can buy medical insurance when you are about to be hospitalized, then you are wrong. Medical insurance India generally covers an unexpected event; so, you cannot buy one to meet your existing expenses. But after being insured, if you get hospitalized, the insurer does take care of the expenses. Get a medical insurance cover right from teenhood and continue the same throughout your life. This way you will be continuously and sufficiently covered in case of any eventuality. For every claim free year you do get discounts; by the time you reach a particular age, you pay only a very negligible amount and the benefits you avail cannot be measured. Children get automatically covered in a family insurance plan.

Most companies provide health insurance to their employees; if you are a fortunate part of that section, you are automatically rewarded. But if you have a family, you should find one that is adequate to your familys needs. Do look for the critical ailments covered as well as the network hospitals. If you are not cautious you may end up spending a lot of money for a particular treatment because the same is not covered in the policy. Moreover, switching your job will make your health insurance invalid. And if your new company does not provide medical insurance online facilities, you should immediately buy one and stay safe.

The online phenomenon has been influencing millions of lives since the time the Internet was introduced. Today, online shopping takes less time and is effortless and convenient; medical insurance online is no exception. You can compare medical insurance policies offered by different insurance providers and accordingly choose the right policy. EIndiaInsurance.com is a platform for online medical insurance in India; thousands of buyers prefer this portal to buy medical insurance policies. The uniqueness of this online site is the enlistment of a number of insurance providers and running a unique web comparison tool facilitating buyers to compare insurance policies and get quotes instantly. You can buy one right at this platform using a credit/debit card or even a cheque.

A Trustworthy Call Center Service Could Improve Your Company Potential

Many company owners are having a hard time monitoring their transactions whenever they are faced with too many customers. With this problem, a reliable and effective customer service base is a great choice. Unfortunately, sufficient manpower is an important element to be considered. But instead of employing more employees, a business owner can save a lot of time and energy to hire a call center service.

Call center companies are found all over the world. But considering the outsourcing nature involved, company owners should find a service that they can trust. Since most call centers are located in other areas, they usually deal with customer service. The agents usually answer inbound calls and help customers with any issues that they may have. Never the less, it is vital to make sure that all company guidelines are observed.

The main advantage of call center service is increased profit brought about by improved company efficiency. Company staff members can have more time to perform their tasks instead of taking phone calls or handling applications that call center agents do. In addition, they can also cut down expenses because of the lower fees of outsourcing to call centers in comparison to paying regular employees.

Call center service could also offer assistance through a wide range of services such as phone answering service, electronic messaging services, voice mail ordering, outgoing telemarketing services and troubleshooting or tech support services for products.

Telemarketing companies come in different types and the most common ones are the inbound and outgoing call centers. Inbound telemarketing companies receive all inbound client calls and present answers and possible options. On the other hand, outbound telemarketing companies make calls to customers as well as prospective clients to look for sales or present company services.

In contact telemarketing companies, the agents contact with clients via telephone and through live online messaging and email. This kind of call center may also be responsible for managing all written correspondences for a company like letters and faxes. You will also discover other call centers that combine all of the features of inbound, outbound as well as contact call centers.

There are many reasons to think about call center services. With the growing global business market, more companies may now offer their services to various countries all around the world. Call centers that are well-equipped with all the most advanced technology and updates can help your company at a fair price.

Hiring other people to handle a huge area of your company could help save you plenty of income particularly when you’re working with somebody you could trust. So remember to choose a trustworthy call center service that matches your business needs.

Moss 2010 Hosting – Asphostportal Enterprise Wiki In Sharepoint Server 2010

Introduction to SharePoint Server 2010 Enterprise Wiki

You have lot of information that you want to share with your colleagues? But don’t know how? Then use an Enterprise Wiki. Now you must be thinking what is an Enterprise Wiki, right? AnEnterprise Wiki in SharePoint Server 2010 is a publishing site for sharing and updating large volumes of information across an enterprise.If an organization needs a large, centralized knowledge repository that is designed to both store and share information on an enterprise-wide scale, consider using an Enterprise Wiki.

How is Enterprise Wiki Useful?

Enterprise Wiki in SharePoint Server helps organizations collect, organize, and distribute information. Enterprise Wiki often becomes repositories for an organization’s unstated knowledge, which otherwise might not be stored anywhere. Enterprise Wiki can encourage informal learning and sharing tips with other users, which can reduce the need for formal training or continuous IT support.

What are the Limitations of an Enterprise Wiki?

As an Enterprise Wiki can generate a high level of network traffic, you might find it necessary to configure a single site collection and a single, dedicated Microsoft SQL Server database. If the Microsoft SQL Server database is shared, users might experience slower performance. For more information, see Enterprise wiki planning (SharePoint Server 2010). Enterprise Wiki pages cannot be converted or migrated to pages on a Team Site without using custom code. Since Enterprise Wikis are used with the publishing feature in SharePoint Server 2010, there are significant differences between an Enterprise Wiki site and a Team Site.

Conclusion

So if you want to share your significant data and information with your friends and colleagues, then don’t forget to use the Enterprise Wiki feature in SharePoint Server 2010!
Take advantage of the SharePoint family of products including SharePoint Foundation, Microsoft SharePoint Server and free SharePoint templates and web parts.

Growing as an Entrepreneur – Position Yourself as an Entrepreneur

One of the steps you will need to learn as you are growing as an entrepreneur is how to position yourself as an entrepreneur. While this may not seem all that difficult to accomplish, without the proper attitude it can become a bit of a challenge.

To position oneself as an entrepreneur is as much a matter of mental attitude as anything else. It is about thinking and acting like an entrepreneur. Some would say that you have to eat, breathe, and sleep your business. While this may seem a little over the top, if you are serious about your success it’s not far from the truth.

In many instances the difference between success and failure comes down to the person’s willingness to do whatever it takes to be successful. That means that you need not only focus on promoting your business, but also in positioning yourself as the leader of that business.

You need to remember that in the early stages of a business you and your business are the same thing. The people around you will not think of your businesses without thinking of you as well. The pitfall of that attitude is that some new business owners will promote their business during business hours, and then they try to separate themselves from the business when they leave the workplace.

When you position yourself as an entrepreneur you are approaching the situation with the understanding that a business owner I who and what you are. There is not a real separation when you leave the office; you and your business are still the same.

Successful business people find themselves setting goals for their business, dreaming about their business, working through issues with the business, and even promoting their business at all hours of the day. Leaving the office just means that they are changing locations, but they are still working on their business. They don’t mind doing it because it is a passion and they love what they are doing.

You have to understand that when you take on a new client for your business, they are coming not only because of the products and services that your company offers; they are coming because of what you as the owner of the business are offering. If they do not believe you are committed to what you are doing, they will not have the confidence in your business that is necessary. If they believe in you, they will buy into what you are selling.

If you are truly serious about being successful with your business you will need to learn how to position yourself as an entrepreneur. You need to break free of the mindset of acting like an employee and only working on your business during working hours. You need to learn to promote yourself along with your business. After all, in the beginning stages, you are all that will keep that business alive.

Growing AS An Entrepreneur

Wealth Attraction For Entrepreneurs Dan Kennedys Wealth Creation Strategies

Whether youre drowning in a mountain of student debt or buried under the weight of an empty retirement fund, you know its time for a change in your life. You may have already tried the popular law of attraction books that convince readers that shiny, happy thoughts are the only way to manifest wealth. If they havent worked for you, consider learning from abundance creation experts, such as the Dan Kennedy wealth attraction series. This series is truly exceptional material in its category and is well worth checking out. I promise you, it will be worth your time.

It doesnt matter if youre already a self-made entrepreneur or a regular Joe struggling to get by, No B.S. Wealth Attraction for Entrepreneurs can become an essential part of any wealth creation library. How can you use his techniques if youre not a business owner? Dan Kennedys wealth attraction books and seminars break abundance attraction strategies down into easy-to-follow steps that translate into real-world strategies. That is the beauty of this material. It is no-nonsense and easy to understand and follow. Even a newbie can take the steps outlined in Kennedys curriculum.

If youre looking for No B.S. Wealth Attraction tips and guidelines, here are the 3 places to find them:

1. Books
Kennedys No B.S. Wealth Attraction for Entrepreneurs, for many readers, has become as close to a bible as the business world can get. He presents his wealth attraction expertise in the form of dozens of tips that anyone can useno M.B.A. required.

2. Seminars
Wealth Attraction for Entrepreneurs seminar is another way Kennedy gives practical wealth-building advice. These seminars, famous for their star-studded speakers and jam-packed info sessions, are not cheap. But it is an investment, and if you use the information correctly, you increase the potential to build your bank account. Youll need to ask yourself, What is earning my first million dollars worth?

3. Members Only Website
Dan Kennedy wealth attraction advice isnt limited to his No B.S. Wealth Attraction series or his renowned seminars. He has also helped to build one of the most respected money attraction websites in the business world. The site, which does charge membership fee for different levels of information, is filled with business resources, web seminars, and access to wealth attraction groups in your area.

Its true that the Wealth Attraction for Entrepreneurs series isnt for everyonesome arent ready to hear his pulls-no-punches style. For those who are ready to start building the kind of wealthy lifestyle they deserve, however, its an investment worth considering.
Remember, too, that wealth attraction for entrepreneursor any other money attraction programdoesnt work through osmosis. Building wealth beyond your wildest dreams takes some leg work. But if youre willing to invest your time youll soon find yourself enjoying a 3-week cruise or buying season tickets for your favorite football team.

Tax Tips for New Ecommerce Entrepreneurs

New ecommerce entrepreneurs can find them confused and confounded by the tax and accounting requirements of their venture. And thats a shame: If someones spotted a great new category and successfully built a web presence, heck, that someone shouldnt find themselves bogged down with the accounting minutia. The entrepreneur should focus on increasing traffic, expanding margins, and growing cash profits.

With that in mind, I offer up the following tax and accounting tips:

Tip #1: Dont Incorporate

A true corporationwhether a C corporation or an S corporationsaddles your business with more complicated tax accounting and a bunch of state filing requirements. You dont want to deal with this redtapeor at least not until youre profitable.

Instead, operate your business as a sole proprietorship. If youre concerned about legal liability protection, note that you can setup a one-owner limited liability company, or LLC. A one owner LLC is treated as a sole proprietorship for income tax purposes.

Tip #2: Start Your Business Before Making Investments

Expenditures you make before youre actually in business-in other words, before youve got a business license and before youre selling or trying to sell your stuffarent very deductible.

Specifically, you can probably deduct the first $5,000 of these expenses. But any amounts in excess of the $5,000 must be amortized over the next fifteen years.

What this means is that you want to start your business before you start spending money on advertising, training, web development, accountants and lawyers and so on.

Tip #3: Automate Your Bookkeeping & Accounting

By lawand some people dont know thisyoure required to maintain an accounting system that lets you clearly measure your income. As a practical matter, this means you need to use a product like Quicken or QuickBooks.

But you ought to go one better than simply using desktop accounting software. Make sure that youre taking advantage of online banking and bill payment features which integrate your accounting system with your banking. As much as is possible, for example, you want to be able to move money from PayPal to your bank to QuickBooks simply by typing a few keys or clicking your mouse a few times.

Tip #4: Hire a Payroll Service Before Hiring Employees

Many successful ecommerce business owners can run their operations without employees. And if thats true for you, hey, congratulations. If and when you do need employees, however, dont try to handle the payroll yourself. Oursource the payroll to one of the large payroll service bureaus like ADP, Payroll, or QuickBooks.

These services are expensive. Figure $1000 to $2000 per year. But the services let you avoid the bookkeeping nightmare called payroll and prevent you from getting into payroll tax trouble.

Tip #5: Consider S Corporation Status After Youre Profitable

Ive written and talked much about how S corporations save taxpayers money and how the right way to set up an S corporation is first create a limited liability company and then ask the IRS to treat the LLC as an S corporation for tax purposes.